Terms of Service
These Terms of Service govern your use of the KRAT website and any associated services offered by KRAT Capital. By accessing or using the site, you agree to be bound by these terms and any additional terms that apply to specific services. If you do not agree, please do not use the site. These terms set out expectations about permitted use, intellectual property, disclaimers, limits of liability, and governing law. They are intended to provide clarity for site visitors, prospective clients, and counterparties. For information about how KRAT handles personal data, please see our Privacy Policy. If you require bespoke contractual terms for provided investment services, those will be set out in a separate written agreement that supersedes these site terms for the scope of that engagement.
Use of the site and services
Access to the KRAT website is provided for informational purposes and for initiating contact regarding our short-term investment services. The website does not constitute an offer, solicitation, or recommendation to buy or sell securities or to engage in investment activity. Any content reflecting research, strategy ideas, or market commentary is illustrative and does not consider the objectives, financial situation, or needs of any specific person. Where KRAT provides access to client portals, downloads, or documentation, those systems will be governed by separate credentials and may be covered by additional contractual terms. You agree to use the site lawfully and to refrain from actions that could disrupt, degrade, or gain unauthorized access to systems. KRAT reserves the right to suspend or restrict access where misuse or suspicious activity is detected. We are not responsible for content posted by third parties or by users of any public forums or comment features hosted on the site. Use of third-party tools or plug-ins is at your own risk and third-party privacy policies may apply to such services.
User obligations and representations
By using the site, you represent that you are acting for lawful purposes and that any information you provide is accurate and complete to the best of your knowledge. If you submit inquiries, documents, or requests for services, you warrant that you have the authority to do so and to engage with KRAT where appropriate. For prospective clients, you agree to provide documentation necessary for onboarding and regulatory compliance, including identity verification or entity documentation. You must not access restricted areas or attempt to bypass security measures. KRAT may rely on information provided by you when evaluating potential engagements and is not liable for errors resulting from inaccurate or incomplete information. If acting on behalf of an organization, you represent that you have authority to bind that organization to these terms. Misuse of the site or attempts to harm others through the site will be investigated and may be reported to law enforcement where necessary.
Intellectual property and license
All content on the KRAT website, including text, graphics, logos, and images, is owned or licensed by KRAT Capital and protected by copyright and other intellectual property laws. Subject to these Terms, KRAT grants you a limited, non-exclusive, non-transferable license to access and view site content for personal, non-commercial use. You may not copy, reproduce, republish, distribute, modify, create derivative works, or otherwise exploit any content without prior written consent from KRAT, except where permitted by law. Requests for permission to use KRAT content should be sent to [email protected] and will be considered on a case-by-case basis. Trademarks and service marks displayed on the site are the property of their respective owners and may not be used without permission. Any feedback or suggestions you provide may be used by KRAT without obligation to you, subject to applicable privacy rules for personal data.
Disclaimers and limitation of liability
The site and its content are provided on an as-is and as-available basis. KRAT makes reasonable efforts to ensure accuracy and availability, but does not guarantee uninterrupted access or that content is free from errors. Nothing on the site constitutes financial, legal, tax, or other professional advice tailored to you. To the fullest extent permitted by law, KRAT disclaims all warranties, whether express or implied, including merchantability and fitness for a particular purpose. KRAT, its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of the site or reliance on site content, even if KRAT has been advised of the possibility of such damages. In jurisdictions where statutory rights cannot be excluded, these limitations may not apply; in those cases, liability is limited to the maximum extent permitted by law. For investment services, any client agreement will include more specific liability and indemnity provisions which take precedence over site terms for the scope of that engagement.
Governing law, amendments, and contact
These Terms are governed by the laws of the State of New York, United States, without regard to conflict of law principles. Disputes arising from these Terms or your use of the site will be subject to the exclusive jurisdiction of courts in New York, unless otherwise agreed in a separate client agreement. KRAT may update these Terms from time to time; material changes will be posted on this page with the effective date. Continued use of the site after updates constitutes acceptance of the revised terms. If you have questions about these Terms or need to request a copy of an executed agreement, contact KRAT at [email protected] or by mail at 350 Fifth Avenue, Suite 700, New York, NY 10118, United States. For privacy matters, see our Privacy Policy or contact [email protected].